The dividend yield ratio tells investors how much cash income they're receiving on their stock investment in a business. This is calculated by dividing the annual cash dividend per share  by the current market price of the stock. This can be compared with the interest rate on high-grade debt securities that pay interest, such as Treasure bonds and Treasury notes, which are the safest. 

Book value per share is calculated by dividing total owners' equity by the total number of stock shares that are outstanding. While EPS is more important to determine the market value of a stock, book value per share is the measure of the recorded value of the company's assets less its liabilities, the net assets backing up the business's stock shares. It's possible that the market value of a stock could be less than the book value per share.

The return on equity (ROE) ratio tells how much profit a bus8iness earned in comparison to the book value of its stockholders' equity. This ratio is especially useful for privately owned businesses, which have no way of determining the current value of owners' equity. ROE is also calculated for public corporations, but it plays a secondary role to other ratios. ROE is calculated by dividing net income by owners' equity. 

The current ratio is a measure of a business's short-term solvency, in other words, its ability to pay it liabilities that come due in the near future. This ratio is a rough indicator of whether cash on hand plus the cash to be collected from accounts receivable and from selling inventory will be enough to pay off the liabilities that will come due in the next period. It is calculated by dividing the current assets by the current liabilities. Businesses are expected to maintain a minimum 2:1 current ratio, which means its current assets should be twice its current liabilities.

Summary:

The Columbus Schools ’ partnership programs will continue into the 2006-2007 school year. These programs are conducted jointly with Columbus Schools and local and state universities, colleges, academic organizations, community organizations and area volunteers. The programs are wide ranging and cover lots of different subjects and grade levels.

Columbus Schools’ Art Ventures Partnership Program

The Art Ventures Partnership Program is a program that jointly works with Co...

Keywords:

columbus schools, schools, columbus

Article Body:

The Columbus Schools ’ partnership programs will continue into the 2006-2007 school year. These programs are conducted jointly with Columbus Schools and local and state universities, colleges, academic organizations, community organizations and area volunteers. The programs are wide ranging and cover lots of different subjects and grade levels.

Columbus Schools’ Art Ventures Partnership Program

The Art Ventures Partnership Program is a program that jointly works with Columbus Schools’ elementary schools and The Wexner Center for the Arts. This program was created primarily for the fourth grade students and fourth grade teachers and all elementary school arts teachers. As a part of the program, fourth grade students will visit the Wexner Center for the Arts three times per school year. Each visit will focus on a different art program including visual arts and performing arts. There will also be lessons created by the Wexner Center for the Arts that include studio activities and interactive tours. The employees of the Wexner Center for the Arts will visit the Columbus Schools’ classrooms to prepare students and teachers prepare for visits and lessons. The Wexner Center for the Arts started the program in 1993 and now works with 45 elementary schools. The Wexner Center for the Arts aims to give the schools with connections to their regular curriculum. The Arts Venture Program provides students with an understanding the purpose and need for arts in society and can point out examples of art embedded in our environment.

Columbus Schools’ Global School Bus

The Global School Bus Partnership Program is a joint cooperation between Columbus Schools’ Mifflin Alternative and Ohio State University’s Office of International Affairs. This program brings an international connection to the prekinder- 12 classrooms. The Global School Bus Partnership Program uses presentations and hand-on activities about cultures from around the world. The countries that have been included in the program in past years are: France, Syria, Jordan, Egypt, South Africa, India, Taiwan, British West Indies, England, Italy, Bolivia, Greece, Mongolia, Ecuador, Chile, Japan, Quebec, Nepal, Ireland, Spain, Pakistan, Turkey, Cameroon, Germany, Poland, Russia, Czech Republic, China, Hong Kong, Mexico, Argentina, Australia, East Africa, Tanzania, and Indonesia. The project has citizens and experts from these and other countries share information on a variety of topics, including music, food, dance, customs and lifestyles, biodiversity, calligraphy, climate, international affairs, schools, and education with students in their classrooms.

Columbus Schools’ Buckeye Mentoring Hub

This partnership program is a large program that involves Columbus Schools’ members Como Elementary, Cranbrook Elementary, Crestview Middle School, Hubbard Elementary, Indianola Middle School, Whetstone High School; The Mentoring Center; the Big Brothers and Big Sisters of Ohio; and Ohio State University students. The project gives Ohio State students with a real opportunity to apply some of the educational strategies they study. Students will work with urban students who need to work on their leadership skills and negotiation skills. Mentoring is a great way for students to deal with youth violence. Started in 2004, the Buckeye Mentoring Hub has recruited, trained, and placed over 300 Ohio State student mentors with students in the Columbus Schools.

Summary:

Many people's first introduction to model railroading is with a simple circle or oval on a sheet of plywood. No scenery, no landscaping and maybe not even any buildings or vehicles.

It doesn't take long, however, to get the urge to start adding accessories to the railroad to make it more realistic. For many people, this become a lifelong endeavor, and can grow to very large proportions.

Every layout is different and everyone has their own favorite accessories, but the f...

Keywords:

model trains, model railroading, model railway, model railroad layout, model railroad design

Article Body:

Many people's first introduction to model railroading is with a simple circle or oval on a sheet of plywood. No scenery, no landscaping and maybe not even any buildings or vehicles.

It doesn't take long, however, to get the urge to start adding accessories to the railroad to make it more realistic. For many people, this become a lifelong endeavor, and can grow to very large proportions.

Every layout is different and everyone has their own favorite accessories, but the following 5 items are some of the most common accessories that add a level of realism and interest to your model railroad.

1. Train Station

This is one of the first buildings most people add to their layout. It gives the railroad a starting and ending point and often serves as the basis for an entire town or city to be built up around it.

2. Lighting

There are many forms of lighting for railroads. There can be background lighting to give a backdrop a degree of realism or street lights to add to the ambiance of a city. These may be strictly for decoration, or they may actually light up at night to give the streets a realistic glow.

3. Rail Cars

The locomotive usually gets the most attention when setting up a model railroad, but there are many choices for railcars as well.

4. People and Animals

A city or rail yard isn't complete without people as part of the design. And if your layout travels through mountains or countryside, animals add a touch of realism to the design.

5. Landscaping

There are many options for landscaping a railroad. You can add things like grass, trees, lakes or rivers alongside the track. Or you can get a little more in depth and add hills and valleys for your train to travel through, and tunnels through the mountains.

Tremblant is based in Canada and has over 90 runs servicing millions of skiers each year. With 13 state-of-the-art ski lifts and a selection of choices for both snowboarders and skiers Tremblant attained its reputation through daring, varied runs catering for a selection of abilities and preferences. With its longest run being 6km long, you cannot help but picture Tremblant as the skiing capital of Canada.

Tremblant has also recently had 18 acres of quality, freestyle snowboarding playground custom built. With jumps, rails, ramps and half-pipes those who are familiar with this should be sure to check it out should the visit. With 94 slaloms, the Tremblant management team have been sure to cater for all levels with 31 intermediate slopes, 17 slopes for novices and mountains worth of expert, countered terrain.

Standing 870 metres tall, and with snowboarding and skiing facilities on all four faces, it is no wonder the 628 acre facility is considered the home to Skiing in the area. The facility allows for natural snow between November and April however this does not set anyone back for the other months of the year. The revolutionary Avalanche system actually turns water into snow in an instant.

So how does the system work? In Tremblant there are 885 guns, that spray a cooling gassy chemical onto the snow and the coverage is able to not only turn water into snow in minutes, but also maintain organic snow forever. The amazing system ensures that the temperature is just right: not turning the snow to ice. The revolutionary system is also used to alter the temperature of snow for big events, however its main advantage is 365 day snow, for the people of Tremblant.

The Tremblant Lift system can carry over 27,000 snowboarders and skiers per hour, whilst the Gondola and quads also aid the in the massive effort of lifting millions of people up the mountain each day.

For those of you who get hungry there are also great accessible eateries available at the top of the 870 metre mountain. Whilst most holiday makers will experience the Tremblant as experienced skiers, there are also many options available to the beginners and intermediates choosing to visit Tremblant. With over 40 beginner slopes and over 50 multi-lingual skiing instructors you really have to visit Tremblant to understand its sheer scale. Learning to ski in Tremblant is not only a great idea because of the experience of the instructors, but also because your choices are not restricted at all.

During my first visit to Tremblant I was a keen skier but I had never had the opportunity to snowboard before. During my time in Tremblant I was taught how to snowboard in one day, and by the end of the vacation I was able to attempt challenging runs on the intermediate circuits. Although my experience in skiing was helpful, I felt a lot of this came down to the dexterity of the instructors.

The accommodation in Tremblant is amazing, with 6 hotels all with excellent service and offering amazing luxury to their guests. In a hotel, where you see amazing views onto the massive mountain, you also see firework displays that they put on for the tourists each evening. In case that puts you off, I was assured the fireworks do not make any noise, apart from at the weekends. The amazing Tremblant skiing resort has never hosted a large event, and is firmly known for its ability to cater for tourists, however that has not stopped it, in its quest to host the 2009 open. Having placed a bid, we can all wait and see if Tremblant is successful.

Ski Press Weekly voted Tremlant the best skiing facility for tourists in North America and this is hardly a surprise. With accessible pricing, a massive selection of runs and a lift that can carry over 25,000 people an hour it is hardly surprising.

Spoons

Considered the most simple of all other lures, they got their name because they look like the head of a spoon. They act for the bait fish by doing a flickering and wobbling movement or action. Spoons are excellent for starters in lure fishing; easy to use and very affordable.

Spinners

The spinner is basically a blade wherein it does a rotating action on a spindle when being retrieved or taken back through the water as well as it gives off a flash as light is being reflected on the revolving blade, characterizing the bait fish’s scales and movements. This is a lure that is flexible because only can one verify and know the retrieve depth by the period or time frame one leaves before one starts a retrieve, one can also alter the speed of the revolving blade around the spindle, by either speeding up or slowing down one’s retrieve. For the Trout and Mullet, a smaller size is recommended, and a larger spinner with the pike liking, along with the treble hook in a red wool.

Surface lures

These lures are used on the water surface and considered to be the most explosively thrilling of all lures as one could actually see the fish taking the lure, and the anticipation and the expectation of one looking forward of the take is an exciting experience. The fish can be completely seen exiting the water when they send off at a surface lure. Since these lures are being retrieved on the surface of the water, they can be a good choice in areas that have a lot of weed.

Suspending plugs

Having neutral buoyancy and resistance, when the plug has dived or dropped to the required depth and left alone, it will continue on being suspended to that depth. For this reason, this type is perfect for pursuing your prey hidden near the weed beds, rocks or banks. When yanked in order to imitate life to the plug, it causes some crashing attack from your target.

Floating drivers

A necessity for all lure anglers, they cover a wide scope in diving depths; beginning from just beneath the surface up to fifteen feet or more. The diving depth is established on the point of view of the vane or fin to the body of the lure. The lesser the angle to the body of the lure the deeper it can dive. The shape as well as the size of the vane and the lures body contributes to the movement of the plug in the water.

Sinking plugs

These are excellent for deep water fishing, wherein the retrieve can start soon as the preferred depth is reached. This is accomplished by counting down before one starts the retrieval process. Therefore, the same depth will be reached whenever one casts. The distance that the lure has sunk down in a particular time, will give a suggestion of how deep or how far down the fish are situated when they strike; thus this is called the sink rate of the lure.

Soft baits

This is soft rubber bait that comes in various shapes and forms, with matching sizes and colors. These are commonly used for sea and fresh water fishing, which can be used on a weighted jig head handled in the same manner as the jerk bait, being managed as a plug is used.

Jerk baits

Having no movement of its own when in the water, the angler gives life to this lure; whenever the rod trembles or shakes or jerks, this lure can appear to have life. This lure for the most part, mimics an injured or wounded fish that the prey fish find tempting, and be compelled to thrust or lunge at.